An insurance company considers two main things when making a settlement offer. One of those factors is liability. The other factor is the person’s medical situation. One person with a broken leg may be very different than another person with a broken leg. For instance, the broken leg on a basketball player is a lot different than the broken leg on a secretary. Generally speaking, the livelihood of a construction worker or a commercial driver very much depends on leg use, whereas a secretary’s livelihood is less dependent on this body part. The insurance company will take all of these things into consideration when determining what they’re going to pay.
For legal advice on your specific situation, call the New York personal injury attorneys at Stenger, Roberts, Davis & Diamond, LLP today.